PaySound Plan

Full Service Checking, No Bank Overdraft Fees.

"The PaySound Plan has the account features I need."
  1. Features - including mobile services.
    • Checks.
    • ATM/Debit card.
    • Online Banking.
    • Online statements (Optional paper statements $5.95 / mo)
    • $25 minimum to open.
    • Earn Interest - helpful for savings!
    • No minimum balance.
    • Automated telebanking.
    • Mobile banking.
    • Requires an email address.
    • Requires online banking.
  2. No Bank Overdraft Fees Ever.
    • No surprise bank overdraft or return check charges.
    • We won’t let you spend more than you have in your account. Any item - like a check, debit card transaction or automatic draft - presented to your account that will overdraw your account is returned or declined (to the extent possible within our system), and we will never charge you an overdraft or returned items fee. However, please note that any returned check may be subject to fees assessed by the merchant to which the check is returned.
  3. Understand My Credit Score.
    • Understand the factors that affect your credit score.
    • Learn how to receive your credit report and credit score for free.
    • Access advice to assist with credit score management.
  4. Apply for an optional credit line up to $5,000.
    • Click "Check out my available credit line" at right.
    • No credit score required for up to $1,000 loans.
    • Transfer funds when you need them.
    • Having a loan and making payments on time may enhance your credit score over time.
    • Line of credit features.